18635 Soledad Canyon Rd Ste 110 1/2, Canyon Country, CA 91387

Programs

Borrowing Choices

Explore Our Loan Programs

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Fixed-Rate Mortgage

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Fixed-Rate Mortgage

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Fixed-Rate Mortgage

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Fixed-Rate Mortgage

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Fixed-Rate Mortgage

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Our Mortgage Programs

Flexible Loan Options for Every Buyer

At TRG Lending, we understand that no two homebuyers are alike. That’s why we offer a variety of mortgage solutions tailored to fit different needs, budgets, and goals. Whether you’re buying your first home, upgrading to your dream property, or refinancing, our loan programs make it easier to move forward with confidence.

Conventional Home Loans

A trusted choice for well-qualified buyers Conventional loans are standard mortgages not backed by the government. They typically offer competitive interest rates, flexible term lengths, and the ability to avoid mortgage insurance with a 20% down payment. Perfect for buyers with strong credit and stable income.

FHA Loans

Making homeownership possible for more buyers FHA loans are insured by the Federal Housing Administration, offering lower down payment requirements and more flexible credit guidelines. This makes them ideal for first-time buyers or those rebuilding their credit.

VA Loans

Exclusive benefits for our nation’s heroes Available to eligible veterans, active-duty service members, and certain military spouses, VA loans offer 0% down payment options, no private mortgage insurance (PMI), and competitive interest rates.

USDA Loans

Affordable homeownership in rural and suburban areas USDA loans offer zero-down financing for eligible buyers in designated rural and suburban areas. They’re backed by the U.S. Department of Agriculture and designed to support growth in smaller communities.

Refinancing Solutions

Get more from the home you already own Refinancing allows you to replace your existing mortgage with a new one, often to secure a better rate, shorten your loan term, or tap into your home’s equity. Best for: Homeowners looking to save money or access cash.

Jumbo Loans

Financing for high-value properties If your dream home’s price exceeds the conforming loan limit, a jumbo loan can provide the financing you need. Designed for larger loan amounts, jumbo loans often require higher credit scores and larger down payments.

Benefits

The TRG Lending Advantage

More Than Just Loan Options — Real Benefits for Every Buyer

Choosing the right mortgage is important, but choosing the right mortgage partner makes all the difference. At TRG Lending, we go beyond simply offering programs — we provide unmatched value at every step of your home loan journey.

Access to a Wide Lender Network

We work with 50+ reputable lenders nationwide, giving you more options and better chances of securing a competitive rate that fits your budget.

Personalized Loan Matching

Every buyer’s needs are different — that’s why we take the time to understand your goals, then match you with the loan program that offers the best fit for your situation.

Stress-Free, Guided Process

From the first consultation to closing day, our team handles the heavy lifting — comparing offers, managing paperwork, and keeping you updated every step of the way.

Process

Our Simple 4-Step Mortgage Process

Clear steps, expert guidance, and a smooth path to homeownership.

01

Connect With Us

Schedule a call or meet with one of our mortgage professionals to discuss your needs, goals, and loan options.

02

Get Pre-Approved

We’ll review your financial details, run the numbers, and secure a pre-approval so you can shop for homes with confidence.

03

Choose Your Loan

We compare offers from our network of lenders and help you select the program that best fits your budget and timeline.

04

Close With Confidence

We coordinate with all parties, finalize paperwork, and ensure your closing day is smooth — so you can get the keys to your new home.

Frequently Asked Questions

Clear answers to help you make confident decisions.

Straightforward answers to guide you through your mortgage journey.

A conventional loan is not backed by the government and usually requires higher credit scores but can offer lower rates. FHA loans are government-backed and designed to help buyers with lower credit scores or smaller down payments.

VA loans are available to eligible veterans, active-duty service members, certain members of the National Guard and Reserves, and some surviving spouses.

USDA loans offer zero-down financing and low interest rates for eligible buyers in designated rural and suburban areas.

It depends on your loan type and down payment. For example, conventional loans typically require private mortgage insurance (PMI) if you put less than 20% down, while VA loans never require it.

Yes! Getting pre-approved early helps you know your budget, makes you a stronger buyer, and speeds up the closing process once you find a home.

Ready to Start?

Sign up or ask questions—let’s get you started.

Fill out the form below and one of our mortgage professionals will reach out to you shortly. Whether you’re buying your first home, refinancing, or just exploring your options, we’ll provide clear guidance and personalized solutions.